College planning and saving resources for you and your clients

Featured Resources

Changes to Financial Aid Rules

As part of the FY’21 omnibus spending/COVID stimulus bill, Congress enacted changes that directly impact higher education, specifically the Free Application for Federal Student Aid (FAFSA), changes/updates to data elements driving federal methodology and other student aid changes.  We’ve outlined some of the major changes for you and your clients to be aware of. 

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Prepaids and the Optimal College Savings Portfolio

Certified Financial Planner Brain Boswell, president and founder of 529 Expert LLC, offers insight into how prepaid plans fit into an overall optimal college savings portfolio and how clients seeking to diversify their college savings investments could benefit from a portfolio that includes assets in Prepaids.    As noted In 114 combinations of model savings plan (Savings) and prepaid plan portfolios, the data showed that returns fell slightly while the Sharpe ratio improved dramatically when adding Prepaid assets to every possible college investment portfolio. In fact, data would suggest an optimal investment portfolio include 50% or more of assets in Prepaids to optimize overall risk-return characteristics.”  

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6 Benefits of Saving for College with a Prepaid Plan

As college costs continue to rise, prepaid tuition plans offer your clients the option to lock in future tuition at today’s prices, leading to potential cost savings but also reduced investment risk associated with prepaid plans.  Learn more about some of the additional benefits of saving for college with a prepaid plan.

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Additional Resources 

Helping Clients Plan for Higher Education Expenses

Check out our recent NAPFA webinar all about Helping Client Plan for Higher Education Expenses, featuring Gail Holt, Dean of Financial Aid at Amherst College.  This webinar is eligible for both NAPFA and CFP CE’s!

Tuition Contribution Calculator

You and your clients can use our calculator to determine how much tuition their contributions to Private College 529 will buy and how much they could save on future tuition by prepaying at today’s lower rates.

Learn from the Experts Series

Listen to our recent conversation with Thomas Bear, Vice President of Enrollment Management at Rose-Hulman Institute of Technology and Julie Gutheil, Associate Director of Employer Relations at Case-Western Reserve University, as they discuss STEM education and the unique educational and career opportunities available to STEM students.